Banca Transylvania has designed a preferential credit package exclusively for those who want to become part of the Dumbrava Vlăsiei community.
Banca Transylvania offers a mortgage lending facility at Dumbrava Vlasiei, for land purchase and/or for construction of the house.
For financing both land purchase and construction of house, a mortgage loan over a period of up to thirty years is available.
A downpayment starting from 15% - 30% is required or alternatively an existing property maybe be used as collateral/guarantee.
INTEREST rate of 5.01% PER YEAR.
Compared to the standard interest rate of 5.61% per year (IRCC variable interest rate * + 2.65pp = 5.01% per year).
For land purchase only, Banca Transylvania offers a lending facility with personalised credit with a reduction of 1.00 pp compared to the standard offer.
Mortgage is for a period of up to thirty years. Minimum downpayment of 50% in lei. VARIABLE INTEREST rate 7.11% PER YEAR. Compared to the standard interest rate of 8.11% per year (IRCC variable interest rate * + 4.75pp = 7.11% per year)
*Interest was calculated based on IRCC reference indices at 6 months valid on 01.01.2020 (IRCC: 2.36%). The value of the reference indices is updated quarterly.